Srinagar (KNS): It’s the 21st century. You can get a five-star refrigerator delivered to your doorstep in under an hour, so applying for a debit card should be just as easy. No long queues, no paperwork. Whether you are opening a new account or need a replacement, you can do it all from your couch in just a few clicks. Fast, easy, and fuss-free.

How? In this blog, we’ll offer you a step-by-step guide to applying for an ATM card online and some essential tips.

Step-by-Step Guide For Applying For an ATM Card Online[1] 

Most banks offer two ways to apply for a debit card online:

Mobile App

Step 1: If your bank has a mobile application, then download it from the App Store.

Step 2: Log in to your mobile banking services with your ID and password. If you don’t have a pre-set-up online account, click on “Register” and enter the information. You may require details such as:

?       Date of Birth

?       Account Number

?       Name

?       Registered Mobile Number

?       OTP

Step 3: Once registered, you’ll have your customer ID and password. Choose a password that is easy to remember and is complex. Why complex? Because the easy ones are easy for fraudsters too!

Step 4: Use these details to log in to the mobile app. Next, move to the ‘Service Requests’ section. Locate options such as “Debit card services” or “ATM card requests”.

Step 5: For the final step, click on “Apply for New ATM card” and review all your personal details. The bank will process your request and send your debit card to the registered address. Some banks also offer options to change the delivery address.

Net Banking

You can also access the bank services through their online portal. Search for the login page and enter your ID and password. Some banks may give you the option to log in using OTP through your Customer Relationship Number or Date of Birth. Then, move on to the ‘Services Page’ and apply for the new debit card at your doorstep.

Learn How to Activate Your ATM Card[2] 

In most cases, your ATM card should be delivered to your address within 7-10 days. If there’s any delay, check with the bank or raise a query on the mobile app. Once you get the card, it’s time to activate it for transactions and services. Here’s how you do it:

Activating ATM Card Through Mobile App

?       Click Here To Follow Our WhatsApp Channel--[endif]-->Simply log in with your ID and credentials. Head over to the “Card services” or “Manage Cards” page.

?       Click on “Activate My Card” and enter your bank details such as account number, card number, CVV and expiry date.

?       Follow the on-screen instructions carefully. It includes setting your debit card or ATM card PIN, which will give you access to cash withdrawals. The app will ask you for OTP to finish the process. Set your PIN and make sure it’s something simple but not too easy, like “1234”.

Activating ATM Cards Through an ATM

?       Locate the nearest ATM of your bank through the mobile app or online.

?       Insert your card in the ATM card slot and make sure it’s fit properly.

?       Select the 'Generate PIN' or 'Activate Card' option.

?       Set your PIN and follow the on-screen instructions for a smooth and hassle-free process. The bank will ask you to reenter your PIN for safety.

?       Once finished, you are ready to use your debit or ATM card for transactions.

Pro Tip: Memorise your PIN and save it discreetly in your phone’s contacts list for future reference. Also, never share your ATM PIN with any stranger or employees.

Wrapping Up

ATM cards are a necessary tool in everyone’s day-to-day life. From online shopping to quick cash withdrawal, it does it all. In today’s digital-first age, applying for an ATM card is so simple. However, activating the ATM card is equally simple and important to enjoy all the services and benefits offered by your bank.